Preheat your oven to 350F.
Line an 8x8 baking pan with parchment paper and spray with cooking spray. Add wet ingredients to a bowl.
Add dry ingredients (except chocolate chips) to a bowl.
Slowly add dry ingredients to wet ingredients.
Fold in 3/4 cup chocolate chips.
Pour batter into your lined baking pan and sprinkle with the remaining 1/4 cup chocolate chips.
Bake at 350 for 30 minutes or until a toothpick comes out clean.
Store on the counter for up to 3 days, in the fridge for up to one week, or freeze for up to 3 months.